MAKE YOUR WEALTH WORK SAVE YOUR WAY
Eligibility criteria: You need to be 18 years or over, and have a Nucleus Current Account/Nucleus Foreign Currency Current Account to have access to our savings accounts.
FIXED TERM DEPOSIT
Offering the reassurance of a pre-agreed rate of interest, fixed term deposits pay interest on savings that are not required instantly.
- Flexible saving terms, fix your funds for any period between 1 month to 5 years.
- Offers the certainty of a fixed rate of interest for the entire term of your deposit.
- No maximum balances, available in GBP, EUR, USD and many other currencies.
A private Current Account is specifically designed for high-net-worth individuals, trustees or personal representatives.
INDICATIVE INTEREST RATE
AER/Gross p.a.(fixed)
12 months GBP
4.52% on balances up to £2,999,999
4.92% on balances £3m+
Up to 12 months minimum deposit: £25,000. Over 12 months minimum deposit: £1m.
Early closure is not permitted during the term of the deposit.
PRIVATE NOTICE ACCOUNT
A savings account available with notice terms, which may pay a higher interest rate on funds where instant access is not required.
- Choose between our 35, 60 or 95 day Notice Account. This allows you to fix your funds to suit your needs, choosing one of the three notice periods to withdraw your money. Notice to withdraw can be given online.
- Offers banded interest rates which increase based on the balance of your savings.
- Interest paid monthly.
INTEREST RATES
AER/Gross p.a. (variable)
4.23%/4.15% on balances up to £2,999,999
4.44%/4.35% on balances £3m+
You won’t be able to access your cash until the required notice period is served.
4.44%/4.35% on balances up to £2,999,999
4.65%/4.55% on balances £3m+
You won’t be able to access your cash until the required notice period is served.
4.65%/4.55% on balances up to £2,999,999
4.85%/4.75% on balances £3m+
You won’t be able to access your cash until the required notice period is served.
PRIVATE RESERVE ACCOUNT
An instant access savings account that puts your surplus funds to work.
- An account for your everyday needs, earn quarterly interest whilst retaining instant access to your savings.
- Offers banded interest rates which increase based on the balance of your savings. Available in GBP, EUR and USD. Interest rates vary depending on the currency of your account.
- Our sweeps feature is available to use for a regular and automated transfer of funds between your Reserve and Current accounts
INTEREST RATES
AER/Gross p.a. (variable)
GBP
1.56%/1.55% on balances up to £99,999
2.47%/2.45% on balances between £100,000 and £249,999
3.70%/3.65% on balances between £250,000 and £999,999
3.96%/3.90% on balances between £1m and £2,999,999
4.22%/4.15% on balances £3m+
CASH ISA
A tax-free way to manage your savings.
- Earn tax free on savings up to £20,000 for the 2023/24 tax year.
- Instant access to your funds.
- Our flexible ISAs mean you can withdraw and deposit your savings without affecting your annual ISA allowance.
INTEREST RATES
AER/Tax free p.a. (variable)
5.09%/5.00% on balances up to £249,999
5.09%/5.00% on balances £250,000+
You must only subscribe to one cash ISA in any one tax year.
CONTACT US
CONTACT US
When you become a client of Nucleus, you join a network of exceptional people. Get in touch online or call +44 (0)20 7753 1365 to find out more about our services.