BUSINESS SAVINGS ACCOUNTS

Short, medium and long-term saving – made simple

MAKE YOUR WEALTH WORK SAVE YOUR WAY

If you’d like to make your savings work harder, put money aside for something or earn a bit more interest, we could help. Our savings accounts are designed around your specific needs.

 

Eligibility criteria: You need to be 18 years or over, and have a Nucleus Current Account/Nucleus Foreign Currency Current Account to have access to our savings accounts.

Offering the reassurance of a pre-agreed rate of interest, fixed term deposits pay interest on savings that are not required instantly.

  • Flexible saving terms, fix your funds for any period between 1 month to 5 years.
  • Offers the certainty of a fixed rate of interest for the entire term of your deposit.
  • No maximum balances, available in GBP, EUR, USD and many other currencies.

INDICATIVE INTEREST RATE

AER/Gross p.a. (fixed)

12 months GBP

4.52% on balances up to £2,999,999

4.92% on balances £3m+

 

Up to 12 months minimum deposit: £25,000. Over 12 months minimum deposit: £1m.

Early closure is not permitted during the term of the deposit. 

A Business Notice Account is available with notice terms, which may pay a higher rate on funds where instant access is not required.

  • Choose between our 30 or 90 day Notice account. This allows you to fix your funds to suit your business’ needs. Notice to withdraw can be given online.
  • Offers banded interest rates which increase based on the balance of your savings.
  • Interest paid quarterly.

INTEREST RATES

AER/Gross p.a. (variable)

3.24%/3.20% on balances up to £2,999,999

3.24%/3.20% on balances £3m+

Rates effective from 14 August 2023.

You won’t be able to access your funds until the required notice period is served.

 

4.24%/4.17% on balances up to £2,999,999

4.24%/4.17% on balances £3m+

Rates effective from 14 August 2023.

You won’t be able to access your funds until the required notice period is served.

A multi-currency instant access savings account that puts your business’ surplus funds to work.

  • An account for your business’ everyday needs, earn quarterly interest whilst retaining instant access to savings.
  • Offers banded interest rates which increase based on the balance of savings. Available in GBP, EUR and USD. Interest rates vary depending on the currency of account.
  • Our sweeps feature is available to use for a regular and automated transfer of funds between your business’ Reserve and Current accounts.

INTEREST RATES AER/Gross p.a. (variable)

GBP

1.46%/1.45% on balances between £1 and £999,999

1.71%/1.70% on balances between £1m and £2,999,999

1.71%/1.70% on balances between £3m and £9,999,999

1.91%/1.90% on balances £10m+

Rates effective from 9 October 2023.

EUR

1.41%/1.40% on balances between €1 and €249,999

1.41%/1.40% on balances €250,000+

Rates effective from 9 October 2023.

USD

1.31%/1.30% on balances up to $2,999,999

1.31%/1.30% on balances $3m+

Rates effective from 9 October 2023.

CLIENTS RESERVE ACCOUNT

An instant access account for holding client funds.

  • An account designed specifically to help you manage third-party monies.
  • Offers banded interest rates which increase based on the balance of your deposit.
  • Can be set up for either designated or general money purposes.
  • Interest is paid quarterly

INTEREST RATES AER/Gross p.a. (variable)

1.46%/1.45% on balances between £1 and £999,999

1.71%/1.70% on balances between £1m and £2,999,999

1.71%/1.70% on balances between £3m and £9,999,999

1.91%/1.90% on balances £10m+

 

Rates effective from 14 August 2023.

CONTACT US

BECOME A CLIENT

When you become a client of Nucleus, you join a network of exceptional people. Get in touch online or call +44 (0)20 7753 1365 to find out more about our services.

ALREADY A CLIENT?

Contact your private banker
at any time or call +44 (0)20 7957 2424 
for more information.